• Zero Claim Excess

    We keep it simple
    No excess on any claim with Protect4Sure

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  • No Service History?

    Full, partial or none
    We can cover your car
    See requirements during cover

    Find out more
  • Day One Protection

    Cover starts straight away
    No pre-inspection required with Protect4Sure

    Find out more
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FEATURES & BENEFITS

  • Cover Starts Immediately
  • No Service History? no problem!
    (requirements during cover)
  • Zero Claim Excess
  • No Pre-Inspection Required
  • Cars up to 10 years at policy start
    unlimited age once on cover starts
  • Cars up to 100,000 miles
    unlimited miles once on cover
  • Unlimited claim events
  • Pay monthly or in full
  • Fully Insured Protection
  • FSCS Protected
  • Accredited by Motor Ombudsman
  • Covers failure of insured parts
    identified at MOT or routine service
  • Claim limit up to cars retail value
  • European cover
  • Contribution toward
    - forward transportation
    - overnight accommodation
    - replacement vehicle hire
    - roadside recovery
  • One, two or three years cover
  • Use own VAT registered garage
    or our approved repairer
  • Claims settled fast!
  • Payment to repairer where possible


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Compare Protect4Sure Warranty Cover

Thanks to the quality of our warranties, we deliver FACTS not marketing

  • Protect4Sure
    Drive Easy
  • Protect4Sure
     Drive Elite
  • provides cover for
    THE FOLLOWING LISTED PARTS
  • If the part is not listed, it is NOT covered

  • provides cover for
    ALL MECHANICAL & ELECTRICAL PARTS
  • Except those listed in "Parts Not Covered"

  • The rocker assembly, including hydraulic followers; inlet and exhaust valves, springs and guides; Buckets; shims; collets; cam journals and cam bearings; Cylinder head; cylinder head gasket; camshaft and followers; timing gears and chains; oil pump;pistons and rings; cylinder bores; con rods; gudgeon pins and bearings; crankshaft and bearings; inlet manifold; flywheel and ring gear; Crank main bearings; crank big end bearings and con rod small end bearings; main journal caps and big end caps (not including the crank balance shaft and drive unit)
  • Exceptions to cover of these listed parts: Cracked or porous cylinder heads and bores; carbon deposits; skimming or pressure testing; burnt valves; and timing chain or belt tensioners and guides

Engine

  • Covered as long as they have been changed in line with the manufacturer’s recommendations

Timing Belts

  • All internal mechanical parts; Internal gears; syncromesh and syncromesh hubs; Selector forks and selector shafts; Speedo drive; Bearings; input, output and lay shafts and bushes
  • Exceptions to cover of these listed parts: External selector mechanisms; all electrical parts; oil seals and leaks.

Manual Gearbox

  • All internal mechanical parts; Internal gears; sun and planet gears; carriers; Brake bands; clutch steel discs and clutch drums (not including friction linings); Valve block; pressure valves; internal main shafts and pressure seals
  • Exceptions to cover of these listed parts: External selector mechanisms; all electrical parts; oil seals and oil leaks

Automatic Gearbox

  • All internal mechanical parts; Pump; turbine; stator and lock-up clutch; Bearings and internal bushes
  • Exceptions to cover of these listed parts: Electrical components and oil leaks

Torque Converter

  • All internal mechanical parts; Crown wheel and pinion; planet gears and pins; Main input bearing and input seal; Output bearings (but not output seals)

Differential

  • All internal mechanical parts; Clutch master cylinder; slave cylinder; release bearing; pressure plate; centre disc and oil contamination of the centre plate only
  • Exceptions to cover of these listed parts: Frictional material

Clutch

  • Drive shafts, including constant velocity joints, universal joints and couplings; Outer constant velocity joint housing, inner race, cage and bearings; Outer drive shaft housing, inner race, cage and bearings
  • Exceptions to cover of these listed parts : Gaiters

Front-Wheel Drive

  • Rear half shaft bearings and shaft; Rear constant velocity joint housings, inner race, cage and bearings
  • Exceptions to cover of these listed parts: Gaiters

Rear-Wheel Drive

  • All four-wheel drive parts except wiring and connectors

Four-Wheel Drive

  • Front and rear wheel bearings; Propshaft; Universal joints and couplings; propshaft bearings

Wheel Bearings

  • Mechanical or electrical fuel pumps; tank sender unit; throttle body; airflow meter; idle control valve; throttle potentiometer, pressure regulator; map sensor; Pedal and throttle body potentiometer; Pressure sensor, including fuel rail when not available separately.
  • Exceptions to cover of these listed parts: Injectors and glow plugs

Fuel-Injection System

  • Water pump; thermostat; thermostat housing; engine cooling fan; radiator; engine oil cooler and heater matrix only


Engine Cooling System

  • Steering rack and pinion; steering box and pump;steering lock

  • Exceptions to cover of these listed parts: Gaiters

Steering
(inc PAS)

  • Coil springs; upper and lower wishbones and ball and swivel joints; suspension arms; tie rod ends; anti-roll bar links; track rod ends
  • Exceptions to cover of these listed parts: Bushes

Front & Rear Suspension

  • Brake master cylinder; wheel cylinders; restrictor valve; brake callipers; servo
  • Exceptions to cover of these listed parts: Seizure and corrosion

Brakes

  • Starter motor; alternator; electric window motors and switches; sunroof motor and switch; central-locking motors;, front and rear windscreen wiper and washer motors; heater-fan motor; heater motor resistor; multi- function stalk switch and horn; imobiliser/alarm; clock; headlight switch; door switch; interior light switch; front and rear fog-light switches; heated rear window switch; heated front window switch

Electrical System


  • Engine electronic control unit (ECU) only

Engine Management

  • Oils, oil filter and antifreeze are covered only if it is essential to replace them as part of an agreed claim under this warranty

Working Materials

  • Oils, oil filter and antifreeze are covered only if it is essential to replace them as part of an agreed claim under this warranty

  • If any of the parts covered fail, and this damages the casing, it will also be included only as part of an agreed claim

Casings

  • If any of the parts covered fail, and this damages the casing, it will also be included only as part of an agreed claim
  • If fitted by the manufacturer, in the event of a valid claim the most we would pay towards re-gassing is £60 (including VAT).(If fitted by the manufacturer).

Air-Conditioning

  • If fitted by the manufacturer, in the event of a valid claim the most we would pay towards re-gassing is £60 (including VAT).(If fitted by the manufacturer).

  • If fitted by the manufacturer, Turbo charger unit

Turbo Charger

  • Anti-locking brake system (if fitted by the manufacturer) The ABS modulator and wheel-speed sensors

ABS

  • EXCLUDED

Wear & Tear

  • Covers  failure of  mechanical  and  electrical  parts due to Wear & Tear  for  cars  up to 6yrs/60,000m at time of claim
  • OPTIONAL UPGRADE
    Covered for mechanical failure if selected and the additional premium has been paid 
  • Exceptions to cover of these listed parts:
    Cleaning of fuel lines, filters, carburettors, pumps and replacement if damaged from the use of contaminated or incorrect fuel or accidental or impact damage

Catalytic Converters

  • OPTIONAL UPGRADE
    Covered for mechanical failure if selected and the additional premium has been paid 
  • Exceptions to cover of these listed parts:
    Cleaning of fuel lines, filters, carburettors, pumps and replacement if damaged from the use of contaminated or incorrect fuel or accidental or impact damage

Diesel Particulate Filters

(DPF)

  • OPTIONAL UPGRADE
    The following are covered if selected and the additional premium has been paid - stereo hi-fi video cassette recorder, LCD screens, media control panel, auxiliary power input socket, 12 volt power supply (excluding remote control unit and headphone). Factory fitted CD player with multi changer, satellite navigation system, games machine and DVD player

Multimedia

  • OPTIONAL UPGRADE
    If selected and the additional premium has been paid, cover for manufacturer fitted turbo charger includes Wear and Tear up to 10 years / 100,000 at time of claim

Turbo
Wear & Tear

  • OPTIONAL UPGRADE
    If selected and the additional premium has been paid, cover for manufacturer fitted turbo charger includes Wear and Tear up to 10 years / 100,000 at time of claim
  • The listing above specifies each insured part

    If the part is NOT listed, it is NOT covered

PARTS
NOT
COVERED

  • Cracked or porous cylinder heads and blocks; burnt valves; carbon deposits; skimming or pressure testing
  • Body; paint; glass; interior and exterior trim; wheels; airbag and system; electrical wiring and wiring looms; seizure or corrosion of brakes
  • Remote control units and headphones; Discs for any part of a multimedia system
  • Items and parts that should be regularly replaced during routine maintenance, including but not limited to plugs; HT leads; brake pads, discs; drums and shoes; clutch facings; cables; wiper blades; hoses; pipes; cables; light bulbs and units; tyres; batteries; exhaust systems
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