• Zero Claim Excess

    We keep it simple
    No excess on any claim with Protect4Sure

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  • No Service History?

    Full, partial or none
    We can cover your car
    See requirements during cover

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  • Day One Protection

    Cover starts straight away
    No pre-inspection required with Protect4Sure

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Regulatory Information

All Protect4Sure policies are insurance backed.


The provision of Mechanical Breakdown Insurance is a regulated financial service and we are directly authorised and regulated by the Financial Conduct Authority
  • COMPANY REGISTRATION No. 5407413
  • DATA PROTECTION REGISTER No. Z933878X
  • FINANCIAL CONDUCT AUTHORITY (FCA) No. 461102
  • ADDRESS: Business & Technology Centre, Bessemer Drive, Stevenage, Hertfordshire SG1 2DX
  • T: 0208 404 0004
  • E: email@protect4sure.co.uk
  • W: www.protect4sure.co.uk
  • Future 45 Limited t/a Protect4Sure is authorised and regulated by the Financial Conduct Authority


Treating Customers Fairly

At Protect4Sure, we’re committed to the principles of treating customers fairly to ensure you have clear and transparent information, know our warranties deliver what you were lead to believe and have the freedom to cancel.

We are directly authorised and regulated by the Financial Conduct Authority. You can check this on the FCA’s Register by visiting the Financial Conduct Authority website, which contains a link to a register of all regulated firms, can be visited at www.fca.org.uk.  The FCA can only give general information and cannot recommend the products of any company.



Insured & Regulated Protection
For protection you can rely on, always ensure the warranty is a Contract of Insurance



Our Promise Of Good Service
The provision of Mechanical Breakdown Insurance is a regulated financial service so you benefit from the protection of the Financial Ombudsman Service (FOS)

This means if you are unhappy with the service you receive, and remain so after we complete our complaints procedure, FOS are there to resolve the complaint in a fair, impartial way and enforce their decision as to how we must rectify the situation




Financial Conduct Authority (FCA)

The FCA (Financial Conduct Authority) is the independent regulatory body, set up by Government to regulate firms providing financial and insurance services to consumers. Under FCA regulations, a firm wishing to sell insurance products must be Authorised and Regulated.

The authority has significant powers and maintains the integrity of the UK’s financial markets, focusing on the regulation of conduct by financial services firms to protect consumers.

It is financed by charging fees to members of the financial services industry and is a free service to consumers.

If you'd like more general information, the FCA provides a range of free consumer booklets and factsheets and a Consumer Helpline.

The FCA can only give general information and cannot recommend the products of any company




The Financial Services Compensation Scheme (FSCS)

This is the UK’s statutory compensation scheme for customers of authorised financial services firms. The FSCS can pay compensation if a firm is unable, or likely to be unable, to pay claims against it.  

It is an independent body, set up under the Financial Services and Markets Act 2000 (FSMA), and is funded by a levy on "authorised financial services firms".

FSCS is free to consumers and, since 2001, has helped more than 4.5 million people and paid out more than £26 billion.



The Financial Ombudsman Service

The Financial Ombudsman Service (FOS) has statutory powers to help settle disputes between consumers and UK-based businesses providing financial services.

This service is free to consumers where the product is a contract of insurance, as is the case with Protect4Sure.

If you’re dissatisfied with your insurance and believe you have not received a satisfactory response through the company’s complaints procedure, you can ask FOS to settle the dispute.

FOS make decisions based on what it believes is fair and reasonable in the circumstances of each individual case and will enforce their decision. If FOS rule you have not been treated fairly, they will tell the company what they must do to rectify the situation.


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